The True Value of SSI, SSDI, and Retirement Benefits in 2025

Retirement Benefits: You sometimes wonder what an SSI or Social Security recipient gets every month. You can also just go off the average payments as of October 2024 that were announced in November 2024. The amount of Supplemental Security Income you get will depend on your age.

For instance, the average benefit payment for those aged 65 or older, according to SSA’s Monthly Statistical Snapshot for October 2024, will be $576. It’s due to the fact that many of them receive Social Security retirement benefits, which on many occasions brings down the amount on their payment.

What is the average SSI payment for all recipients?

Supplemental Security Income recipients get paid on average about $697 per check or per direct deposit. Actually, this is not very different; it has gone down very slightly since January 2024.

Recipients aged 65 or older receive an average of $576; people age 18 or younger can get $803. At an age of 18 to 64, you can have an average payment of $745.

The average amount you can get from SSI depends on your age. On average, SSDI beneficiaries take in more money than Supplemental Security Income recipients but less than Social Security retirees.

SSI average payments compared to SSDI and retirement

SSI payments are a supplement for low-income Americans who have a disability or are at least 65, so average checks and deposits generally run a little lower.

• SSI: $697
• SSDI: $1,542
• Social Security retirement benefits: $1,924

So the more average payment amounts the administration is unveiling are not just for SSI, SSDI, or retirement. For example, the average survivor amounts. 

In fact, they are around $1,509.29 in October 2024. On average, about $1,287.88 is handed out to widowed mothers and fathers from Social Security. Still, average is about $1,104, which is a bit less. On average, disabled widow(ers) receive $927.49 and parents who lose a worker receive $1,627.16.

Conclusion

Finally, the differences in average payments in SSI, SSDI and Social Security retirement benefits emphasize the extent to which these programs serve as a source of support for SSI, SSDI and Social Security retirement beneficiaries at different ages and statuses. SSI payments are less on average because they were designed to help low-income individuals with disabilities or those 65 or older.

SSDI and Social Security retirement benefits have higher averages because recipients have earned more and if they were disabled. Anyone is going to be able to use these average payment amounts as a kind of guidance in estimating what future support their will amount to and being able to make an educated decision when it comes to their eligibility.

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